Auto Insurance

The Serrano Insurance Agency - Progressive Insurance |3311 Preston RdPasadenaTX77505 | (281) 937-4388

Auto Insurance

If you’re in a car accident and are found responsible for someone else’s damage, you could suffer significant financial loss without the proper insurance coverage. At The Serrano Insurance Agency - Progressive Insurance, we will make sure you have the coverage you need so you can avoid those losses. Our professional team will find the ideal auto insurance policy, ensuring you have the right combination of coverages for you and your loved ones.

Our Auto Insurance Coverages Include:

  • Collision Coverage
  • Comprehensive Coverage
  • Property Damage
  • Bodily Injury Liability
  • Uninsured & Underinsured Liability

Auto Insurance Rating Variables

Your auto insurance rate will change based on several variables. The Serrano Insurance Agency - Progressive Insurance will conduct an assessment to understand the variables that will affect the cost of your auto insurance policy. These are the most common variables that impact your auto insurance rate:


Typically, drivers younger than 25 and older than 65 pay a higher rate for their auto insurance. Statistics show that drivers in these age groups have the most loss frequency, so they are at a higher risk for financial loss due to an auto accident.


Just as your credit affects your rates for a loan or mortgage, it also impacts the rate you will get on your auto insurance policy. Better credit usually means better rates!

Vehicle Specifications

The type of vehicle, engine size, safety features, and age of your car will help determine what kind of rate you will get on your policy.

Driving History

Your previous driving record has a significant impact on your auto insurance rates! If you have multiple accidents or moving violations in your driving history, you may not get a satisfactory rate until those incidents are three years old or more.


Most insurance companies evaluate your entire household when determining your auto insurance rate. For example, if there are multiple drivers in your home under the age of 25, that will impact the cost of your policy’s pricing.

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